Acceptance: This Agreement constitutes a binding agreement between you and us with respect to the Card Terms of Use. Protection against loss, theft or unauthorized use: If your card is lost or stolen, you will be asked to provide us with your name, card number, expiration date, original card value and transaction history. We cannot reissue a card if you do not have your card number. If our records show that there is still a balance on the card, we will cancel the card and provide you with these balance amounts on a newly issued card. It may take up to thirty (30) days for your rebroadcast request to be processed. You agree to cooperate fully with us, to the fullest extent permitted by law, in our attempts to recover from and assist in the prosecution of unauthorized users. If you have not registered the Card on the Website, you authorize us to act on your behalf as the Cardholder in order to take any action we deem necessary in the event of suspected or suspected fraudulent use of the Card or Card Number. (1) Give this document to the recipient of the gift card for any future questions or problems. You and we recognize that the right to a jury is a constitutional right, but may be revoked in certain circumstances. To the fullest extent permitted by law, you and we knowingly and voluntarily waive any right to a jury trial in the event of any dispute arising out of or in connection with this Agreement. This waiver of jury trial shall not affect or be construed as altering in any way the arbitration clause set forth in the next section, which includes its own waiver of jury proceedings.

The arbitration shall be conducted in accordance with this dispute resolution clause and the rules of the arbitral practitioner in force at the time of the opening of the arbitration. However, arbitration rules that conflict with this dispute settlement clause do not apply. The administrator of the arbitration is either: (1) the American Arbitration Association (“AAA”), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org; (2) JAMS, 620 Eighth Avenue, 34th Floor, New York, NY 10018, www.jamsadr.com; or (3) Any other company selected by agreement of the parties. Entire Agreement: This Agreement sets forth the entire agreement and understanding between you and us, whether written or oral, with respect to the subject matter of this Agreement and supersedes any prior or contemporaneous agreements or understandings with respect to such subject matter. Fees: The following table lists the fees that may be charged to your card. You acknowledge that you have been notified of the fees and agree to pay all applicable fees under this Agreement. If the Parties are unable to agree on the resolution of the Dispute within 30 days of receipt of the Notice of Dispute, the Complaining Party may bring legal action or arbitration, subject to the terms of this Dispute Resolution Clause. To initiate arbitration, the complaining party selects the administrator and follows the administrator`s rules. If a party commences or threatens to sue, the other party may request arbitration. This claim can be made in court documents. This can be done when a party files a lawsuit on an individual basis and then attempts to pursue a class action.

Once a request for arbitration has been filed, no action can be brought and any existing claim must be dismissed. 5% Bonus: You will receive a return bonus on the card balance of 5% of the amount of all signature-based purchases made with the card at participating merchants. PIN-based purchases, purchases made at participating merchants outside of Canada, and gift card purchases may not be eligible for a 5% bonus. Bonus funds will be credited to the card balance within 10 days of purchase, depending on the merchant`s processing. Bonus funds are part of the balance and will be treated as such for the purpose of expiring the Card and/or Fund. Eligible purchases, processing of participating merchants and bonus transactions must be made prior to the card expiration date. Only the transaction amount applied to the card at participating merchants is eligible for the bonus. If a transaction involves the card plus an additional payment method, the portion of the transaction that is applied to the additional payment method is not eligible. Credit transactions may result in a reduction in bonus funds. Bonus funds are rounded to the nearest hundredth of a dollar. Specific terms and conditions may apply to merchants. We are not responsible for late merchant billing.

Participating dealers are subject to change. This bonus reward may be cancelled or changed at any time without notice. You will receive a Personal Identification Number (“PIN”) with your card account. When you receive your card, your PIN consists of the last four digits of the card number. For security reasons, we recommend that you change your PIN code so that only you know. To change your PIN, call 1 (888) 524-1283 or visit www.giftcardmall.com/mygift. You must not write down or keep your PIN with your card. Never share your PIN with others.

When you enter your PIN, make sure it can`t be monitored by other people and don`t enter your PIN in a terminal that looks changed or suspicious. If you believe that someone has gained unauthorized access to your PIN, you must notify us immediately in accordance with the procedures in the “Your Responsibility for Unauthorized Transfers” section. Your card and card account cannot be reloaded. For the above-mentioned cards, the maximum value of the card is indicated on the front of the card. You can also get the value of your card, whether it`s a pre-trending or variable face value card, by calling 1 (888) 524-1283 or visiting www.giftcardmall.com/mygift. You will have access to your balance once your card is activated (see “Activate your card” above). If you want to place orders online, postal or telephone, you must first visit www.giftcardmall.com/mygift and register your card. Some online, postal and telephone merchants require that certain personal information, such as your name and address, be deposited with the card-issuing bank before approving a purchase.

If you don`t register your card in advance, these types of merchants may refuse your purchase, even if there are enough funds in your card account. You are responsible for keeping track of the available balance in your card account. Merchants are usually unable to determine their available balance. It is important to know your available balance before making a transaction. You can access your available balance by calling 1 (888) 524 1283. Declarations in electronic form are provided free of charge to www.giftcardmall.com/mygift. You can receive a paper invoice by contacting us each time at 1 (888) 524 1283 or by writing to customer service, 10615 Professional Circle, Suite 102, Reno NV 89521. This document constitutes the agreement (“Agreement”) between you, Sunrise Banks, N.A., and Blackhawk Network, California, Inc., which sets forth the terms under which the Visa Gift Card was issued to you.

By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement. “Card” means the Visa Gift Card issued to you by Sunrise Banks, N.A., St. Paul, MN 55103, a member of the FDIC, and distributed and operated by Blackhawk Network California, Inc. “Issuer” means Sunrise Banks, N.A. or its subsidiary. The issuer is a member institution insured by the FDIC. “Card Account” means records that we maintain to reflect the value of claims associated with the Card. “You” and “Your” means the person(s) who received the Card and who are authorized to use the Card as provided in this Agreement. “Program Manager” means Blackhawk Network California, Inc.

This card is distributed and maintained by Blackhawk Network California, Inc. .